
Fintech / Mobile
Collaborative saving, automated credit scoring, and peer lending application for self-managed community investment circles.
Challenge
Chamas (informal group savings circles) suffered from paper record errors, lack of payment receipts, and complex member credit calculations.
Solution
We shipped a shared mobile app ledger showing member savings balances, automated payment schedules, and member loan disbursement structures.
Outcome metrics
15k
chama groups
9w
development
$2.1m
savings volume
0.2%
default rate
Tech stack
More work
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